Going on a cruise is an incredible way to explore the world while enjoying all the amenities of a floating resort. However, even seasoned cruisers like me—someone who has been on hundreds of sailings—know that hidden fees can quickly add up if you’re not careful. What appears to be an all-inclusive vacation often comes with extra costs that can surprise first-time and even experienced travelers. In this guide, I’ll break down the most common hidden fees on cruises and how you can avoid them.
1. Gratuities and Service Charges
One of the most overlooked expenses on a cruise is the daily gratuity or service charge. Most cruise lines automatically add gratuities to your onboard account, typically ranging from $14 to $18 per person, per day. While this covers the hardworking crew, including your stateroom attendant and dining staff, it can add up quickly.
How to Avoid It: Some cruise lines allow you to prepay gratuities when booking, which helps manage expenses upfront. If you prefer to tip individually, you can sometimes adjust the automatic charges at guest services.
2. Specialty Dining and Beverages
Most cruises offer a variety of complimentary dining options, but if you’re craving a gourmet steakhouse dinner or sushi from a specialty restaurant, expect to pay extra. Similarly, while water, basic coffee, and juice are usually free, sodas, bottled water, and alcoholic beverages come at a steep cost.
How to Avoid It: Consider purchasing a drink package if you plan on enjoying multiple beverages daily. Some lines also allow you to bring a limited amount of wine or non-alcoholic drinks onboard.
3. Shore Excursions and Activities
While visiting stunning destinations is a major perk of cruising, excursions can be pricey. A simple guided tour could cost anywhere from $50 to $300 per person, and adventure-based activities like scuba diving or helicopter tours can be even more expensive.
How to Avoid It: Research and book excursions independently through local operators, which often provide the same experiences at a lower cost. Alternatively, explore ports on your own by using local transportation or walking.
4. Wi-Fi and Internet Access
Staying connected at sea isn’t cheap. Most cruise ships charge for Wi-Fi access, with packages ranging from $10 to $30 per day. Even with a package, connection speeds can be slow and unreliable.
How to Avoid It: Some cruise lines offer free or discounted Wi-Fi for loyalty members or during promotions. If you don’t need constant access, consider using free Wi-Fi at ports or waiting until you’re back on land.
5. Onboard Entertainment and Activities
While many shows, pools, and activities are included, some experiences—like escape rooms, IMAX movies, fitness classes, and cooking demonstrations—come with an extra fee.
How to Avoid It: Stick to complimentary entertainment like live shows, trivia nights, and poolside activities. Check the cruise line’s daily schedule for free events and workshops.
6. Spa Services and Fitness Classes
Spa treatments on a cruise ship are luxurious but can cost significantly more than their land-based counterparts. A 50-minute massage may set you back $150 or more. Similarly, some fitness classes like yoga or spin sessions may have additional charges.
How to Avoid It: Look for spa discounts offered on port days or during embarkation specials. Some ships also have free sauna and steam room access within their locker rooms.
7. Laundry Services
Unlike hotels, cruise ships don’t usually have self-service laundry facilities, meaning you’ll need to pay for professional cleaning services. Prices per item can add up quickly.
How to Avoid It: Bring travel-size detergent packets and wash small items in your cabin sink. Some cruise lines offer laundry specials mid-cruise, so keep an eye out for those deals.
8. Photos and Souvenirs
Cruise photographers are everywhere, snapping photos at embarkation, during dinners, and at ports. While these photos make great memories, they come with a hefty price tag. Similarly, onboard gift shops often mark up souvenirs.
How to Avoid It: Bring your own camera or smartphone and take your own high-quality photos. For souvenirs, shop at local markets during port stops instead of onboard.
9. Medical Services and Insurance
Falling ill or getting injured on a cruise can be costly, as onboard medical services are not covered by standard health insurance. Simple consultations can cost over $100, and more serious treatments could run into the thousands.
How to Avoid It: Purchase travel insurance that includes medical coverage before your trip. Also, pack basic medications like seasickness pills, pain relievers, and bandages to avoid high onboard prices.
10. Currency Exchange and ATM Fees
If your cruise visits multiple countries, you might need different currencies. Onboard currency exchange rates and ATM withdrawal fees can be expensive.
How to Avoid It: Exchange currency before leaving home or use a credit card with no foreign transaction fees.
Final Thoughts
Cruising is one of the most enjoyable and stress-free ways to travel, but hidden fees can turn a great vacation into a budget nightmare. By planning ahead and knowing what to expect, you can keep costs under control and focus on enjoying your time at sea.
Have you ever encountered unexpected fees on a cruise? Share your experiences in the comments below!